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Kathy Colkitt's Team
at Geneva Fi
nancial

"Your Mortgage Advisor for Life"

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#1 Homes for Heroes
Mortgage Team in WA & ID!

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How Can We Serve You?

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Purchase

Buying your first home or your next one? We'll walk you through your loan options, explain each step clearly, and guide you from application to closing. Let's get started!

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Homes for Heroes

Healthcare workers, firefighters, law enforcement, military, EMS, and teachers may be eligible for a Homes for Heroes reward after closing when they buy, sell, or refinance with our team.

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Home Equity Line of Credit

Home Select is a first-position HELOC that works like a checking account. Deposit your income, pay your bills, and a nightly sweep puts idle cash toward your balance.

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Refinance

Thinking about refinancing? We'll review whether a new loan could help you reach your goals, such as a lower payment or shorter term, and walk through the costs with you.

Resources

Tools to help you understand the homebuying process, run numbers, and feel prepared before you apply.

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Choose from three free guides: our Homebuyer Guide walks you through buying step by step, Lending Your Way is an interactive look at your loan options, and Retire Your Way explains how reverse mortgages work.

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Join a free homebuyer seminar approved by the Washington State Housing Finance Commission. It is required for many down payment assistance programs, and it's a great place to get your questions answered.

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See what your monthly mortgage payment could look like based on home price, down payment, and interest rate. Remember that results are estimates only and are not a loan offer or rate quote.

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