About Us

We have always been dedicated to helping others.

Our Team

We're committed to serving you and adding value to your life as we listen to your goals and plans for homeownership.

We deliver exceptional service, support, and expertise by educating consumers and partnering with Realtors®.

We help consumers with: Lending Options, Lending Rules & Regulations, and all aspects of lending, funding, qualifying, and interest rates.

We partner with Realtors® with community outreach education, social media education, and becoming a power partner in the community to help consumers.

Our commitment is to serve you and add value to your life as we listen to your goals and plans for homeownership. We deliver exceptional customer service, support, and expertise. We help you into your beautiful home with our diligence to deliver prompt funding of your Purchase or Refinance Mortgage Loan.

Meet the Team

Email Kathy

Kathy Colkitt NMLS# 73055 / MLS-4672

Branch Manager/MLO Advisor

Kathy Colkitt has served the Inland Northwest as a trusted mortgage loan originator for decades. Known for her compassionate approach and deep sense of advocacy, Kathy's guiding philosophy is simple: "If we can’t help our family, friends, and neighbors, why are we here?"

An advocate at heart, Kathy is a certified First Responder Chaplain Volunteer with the Cheney Police and Fire departments. She is trained in individual and group Critical Incident Stress Management (CISM) services and passionately supports local police officers, firefighters, and EMS personnel.

Her passion for service is reflected in 12 years of sexual assault advocacy and four years as a crisis foster parent alongside her husband, providing care for children in need.

Kathy remains actively engaged in the community as a member of the United We Rescue board. She served as president and member of Kiwanis for over seven years and is currently a proud member of the Elks Lodge.

When she's not serving her community, Kathy enjoys spending time in nature, socializing with friends, and cherishing moments with her family. She is grateful for her wonderfully supportive husband and their two beautiful daughters.

Courtney Anderson

Senior Loan Partner/Ops Manager

NMLS# 1519956

Courtney has worked in the banking industry for nine years, serving hundreds of happy homeowners who rave about her communication and knowledge. As a licensed loan officer, she loves helping clients on the path to homeownership. When she’s not assisting clients on the job, she enjoys spending time with her wonderful husband Doug and their two dogs.

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Melissa Coleman Shain

Marketing & Technology Director

As our marketing director, Melissa ensures Kathy’s team has a strong presence online and in the community. Born and raised in Spokane, she graduated from Cal Poly Humboldt with a Journalism degree and also holds a certificate in editing from the University of Washington. She is thrilled to be living on the beautiful Oregon Coast with her husband, dog, and two cats.

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Mission Statement:

We assist, educate, and advocate for all people willing, ready, and financially able to have their dream of homeownership. We aspire to meet the mortgage needs of our clients and their family during this exciting and evolving time in their lives. We achieve this with the utmost grace, integrity, excellent customer service, and professionalism one can offer.

Vision Statement:

We as a team will move forward throughout the years inspiring others to join in our mission of providing quality outcomes to our clients' dream of homeownership. We will teach and model in the years to come in order for all people to understand how they can achieve homeownership.