Purchase Loans
Wondering which loan type is right for you? Reach out to our team!
Conventional

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Single-family residence Loan Limit: $806,500 (up to $1,209,750 in high-cost areas)
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Down Payment: As low as 3% or 5%
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HomeStyle: min. 5% Down (Rehab Loan)
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Property Appraisal less restrictive
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Seller-paid closing costs allowed
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Property appraisal less restrictive
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620 minimum credit score (on approved credit)
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Home Types Allowed: Stick built, shop-home, log homes, & manufactured (all on approved credit)
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All In One Construction Loan available
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Self-Employment loans available
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Jumbo & Bank Statement non-QM loans available
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All in One Home Select (compound interest working for you)
FHA

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Loan Limit: $524,225 (up to $1,209,750 in high-cost areas)
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Down Payment: As low as 3.5%
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Seller-paid closing costs allowed
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Land Home Package (on approved credit)
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203K Rehab loans Available
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Home Types Allowed: Stick built, shop-home, log homes, & manufactured (all on approved credit)
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All In One Construction Loan available
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Mortgage insurance required
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580 Minimum credit score (on approved credit)
USDA

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As Low as Zero Down — 100% Loan Program possible
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Seller-paid closing costs allowed
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Geographical area limits apply
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Income limits apply
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Mortgage insurance required
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640 minimum credit score (on approved credit)
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Home Types Allowed: Stick built & new manufactured (all on approved credit)
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All In One Construction Loan available
VA

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No Max Loan Limit — Based on Veteran’s Certificate of Eligibility
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As low as Zero Down — 100% Loan Possible
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Seller-paid closing costs allowed
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Seller may pay Veteran’s debt in order to qualify –
Not to Exceed 4% Seller Paid Closing Costs -
600 minimum credit score (on approved credit)
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Home Types Allowed: Stick built, shop-home, log homes, & manufactured (all on approved credit)
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All In One Construction Loan available
Investment

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1st lien position HELOC – Home Select
(compound interest working for you) -
Must See – CALL for a simulator example!
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DSCR, Jumbo, Bank Statement, & Self-Emp.
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1-4 Units – 20-30% Down (on approved credit)
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Seller may contribute 2% to buyer closing costs
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AirBnB allowed – 2nd Home or Investment